Compliance

Collateral and Operational risks can be catastrophic risks which are unpredictable. In addition, compliance scrutiny from the FDIC, FEMA, CFPB, and Attorney Generals have forced lenders to re-think their collateral risk transfer policies and procedures for their Residential 1-4 and HELOC portfolios. [learn more]

Residential 1-4

Transferring residential 1-4 collateral risks involves verifying insurance at loan origination as well as designing a cost effective approach to maintaining insurance on the collateral through the duration of your loan.  In addition, lenders must be concerned with ensuring that their loan operations follow compliant  [read more]

Insurance Tracking

Once you are comfortable with the insurance products you will use to transfer your collateral risk, you must turn your attention to the delivery methods of these products to minimize NIE at the lender. Miniter Group gives you the option of 3 insurance tracking & placement systems.  Miniter-WYO, Miniter-TYO, Miniter-OST.

HELOCS

The frequency and severity of HELOC collateral risk must be considered when designing a program to transfer this risk. Traditional forced placed insurance may not provide the best value proposition for the risks involved. Miniter Group has developed unique solutions that reduce NIE while at the same time completely transferring this collateral risk [learn more]

Condos

Collateral insurance monitoring on condo units has always been a challenge for lending institutions. Tracking insurance on both the unit owner's policy as well as the condo association master policy presents unique challenges for insurance tracking. Miniter group has designed insurance tracking workflows to [learn more]