Introduction

Transferring collateral risk on commercial borrowers, some of which have large banking relationships, requires a different approach than consumer borrowers.  Delivery systems must take into account the different regulatory requirements as well as a different method of delivering the customer experience.  Miniter group has developed commercial borrower workflows that provide your commercial loan officers with the insurance information required to manage these relationships.

Insurance Tracking

Once you are comfortable with the insurance products you will use to transfer your collateral risk, you must turn your attention to the delivery methods of these products to minimize NIE at the lender. Miniter Group gives you the option of 3 insurance tracking & placement systems.  Miniter-WYO, Miniter-TYO, Miniter-OST.

Commercial Mortgage Products

Collateral risks associated with commercial real property requires additional due diligence when designing a program to transfer this collateral risk.  Commercial property may also contain additional risks not typically seen with other loan collateral.  In addition, the value of these properties is typically higher requiring a more customized approach to transferring this collateral risk   [read more]

Commercial Multi-Collateral Products

Insuring multi-collateral loans requires a different approach than the traditional one borrower to one collateral relationship.  Tracking databases must be specifically designed to accept different borrower insurance requirements for multiple properties on a single loan.  The Miniter tracking database was designed to  [read more]

Commercial Construction Products

Commercial constructions loans have a dynamic risk transfer relationship for the lender.   Just as construction lenders provide progress disbursements as a project is completed, the lender must insure that proper insurance is available as the project progresses.  At Miniter, we   [read more]