Why Miniter

Miniter Group’s broker channel has become the fastest growing sales channel for Miniter Group.  We are strategically committed to our broker channel and have invested in its growth and success. 

We have a proven track record of leveraging your banking industry relationships to generate additional revenue to your organization.   The Miniter Group's sales team are experts at dealing with lenders regarding transfer of their portfolios' collateral risk.  From needs discovery through final product implementation,  Miniter will lead your sales cycle to ensure a positive, cost effective solution for your lender clients.

The Banking Industry

The banking industry collects deposits from consumers and businesses and then invests this money in the form of loans to these same consumers and businesses. They generate revenue from the net interest margin (NIM) that exists between the interest paid for deposits and the interest collected on loans.  

The bank assumes credit risk when they make a loan that is secured by collateral.  Imbedded in this credit risk is a subset of collateral risk that must be managed to insure that the securing collateral retains its value.  Miniter Group's sole purpose is to assist these lenders in efficiently transferring this collateral risk to a commercial insurance policy.

Broker Sales Support

Selling into a financial institution involves 6 Stages.  The Miniter sales team is available to work with you on all aspects of the sales cycle from initial prospecting to planning and implementing the program.   [learn more]

Broker Education

Broker education is the cornerstone of our broker channel program.  For the last 20 years, only a small percentage of P&C brokers have successfully called on financial institutions.  Miniter is one of the most successful, growing from 15 accounts to over 550 during this time frame.  We are looking to teach you the techniques that we learned over those 20 years so you can also experience unlimited [learn more]

Broker Commissions

  Miniter’s relationships with their carriers are based on the outsourcing model show below.  Some carriers call this a “Program Administrator”, other call us “Managing General Agent”.  The business model involves the carrier making their assets and policy filings available to Miniter…..Miniter then does the rest. [learn more]